Buying property in Spain

So you have set your sights on buying property in Spain! ¡Qué bueno! But where to start? Pedro advises and guided you in the purchase process of your Spanish property.

Through transparent information, useful tools and a network of specialists, he offers clarity and concrete help, so you can successfully buy a Spanish property.

In 4 steps property purchases In Spain with the help of Pedro

Pedro helps you in 4 clear steps to make concrete work of that Spanish home.

Chat with Pedro

Present your purchase plans to Pedro. He will direct you to the next step.

Get customised info

Pedro guides you with a tailor-made calculation via one of his handy tools.

Financing in Spain

Pedro gives you an indication of how you can finance: using excess value or getting a mortgage.

Returns in Spain

Pedro's tools advise you on the expected return on rental of your property.

How does it purchase process in Spain?

They often start with a house hunting via a (Dutch-language) purchase broker. It will take stock of your wishes and look for suitable housing in Spain. However, a very important step is Know for what amount you can buy! Indeed, this determines which purchase category you can actually start searching in. Pedro obviously helps to understand this.

Then have you found property? Then financing will have to be arranged, a reservation or provisional purchase contract signed AND often the property needs to be checked for permits. A lawyer in Spain will take on these tasks in almost all cases. Once everything is finalised, all parties (notary, bank, buyer, seller) can together choose a desired transfer date!

Do you have any questions about this? And in particular what to look out for?
Then just chat with Pedro

How financier you the property acquisition?

But first: how do you finance your property in Spain now? In fact, there are several routes to a successful purchase! For instance, you can:

Selling your property when emigrating and buying something back in Spain for this amount
Taking surplus value in NL or BE and putting it towards a Spanish purchase
Taking out a mortgage in Spain, or combining this with any surplus value

Pedro is happy to help you get your financing right.

Digital tools for financing in Spain

These solutions give you a clearer picture whether a Spanish house financed and how best to do so.

Mortgage indication Spain

You want to buy property in Spain and want to finance it with a mortgage (with a Spanish bank)? Start your indication for Spain!

Start Spanish indication

Surplus value check

Get a clear indication of whether and how you can use your surplus value in the Netherlands to finance a Spanish home. That way, you know where you stand!

Start capital gains check

The cost of property in Spain

Even in Spain, buying and owning a property is not free. You have to pay taxes and you have to deal with Buyer's Costs (which, incidentally, you are not allowed to co-finance). An important part is the transfer tax which is quite high in Spain. You will also pay property tax and municipal tax. AND you will have to file an income tax return...

So all in all, quite a lot of costs. You can use our whitepaper costs & taxes in Spain find everything about it, for only 3.99

And possibly renting out is an option to cut costs, or even make a return?

Rental of your Spanish property

One option, of course, is to rent out your property in Spain (occasionally). This way, you can recover part of your maintenance and tax costs when you are not using the property yourself. Keep in mind, though, that not all municipalities will issue a rental licence just like that! But there is a difference in Spain between short-term rental (such as through Airbnb) and long-term rental Or to friends/acquaintances.

Want to rent out your Spanish property and know what your possible rental yield can be? If so, the rental yield calculation of Pedro potentially interesting!

The benefits of Pedro at a property purchase in Spain

Find out how Pedro can be your smart buying assistant in your Spanish property adventure:

Transparency on the real estate market

Brokers and brokers often tell you a lot. Pedro is your transparent second opinion whether that info is accurate.

Smart tools that provide insight

Through our calculators and reports, you can gain in-depth insight into your purchase (options) for a fraction of the price.

AI as digital advisor

Pedro is trained with AI on all recent knowledge about the real estate market ánd your file.

Pedro advises the best route for your specific financial purchasing options

Should you choose a mortgage in Spain for your purchase? Or should you take out equity? And does financing affect your rental yield?

Pedro helps you determine the best purchase route for you using handy tools. This saves you time, money and prevents you from making the wrong choices. Win-win!

Ask Pedro your purchase questions at any time and in your own language

Pedro works digitally and can always answer your questions, even in the evenings and weekends.

Unlike a human advisor, he assesses your case based on your data and gives honest and objective answers. And that 24/7 in your own language!