What documents do I need to provide for a mortgage in Portugal??
You will have to send these details and forms.
If you buy a mortgage indication for Portugal You will find detailed information here on what documents are needed with your mortgage application and how to upload them securely.
For a mortgage in Portugal, you can prepare at least the following documents:
Personal
- Copy ID or passport in colour
- Copy NIF Number: Portuguese tax number (tax identification)
Income & expenses
- Contract from your work (if salaried)
- 3 recent pay slips or annual accounts for three years
- Income tax return - most recent
- Annual statement mortgage Netherlands or rental agreement
- Last 3 months of bank statements with additions and write-offs (where salary and mortgage or rent write-off are visible)
Creditworthiness
- Statement of savings account(s) - equity minimum 20%
- BKR or CKP printout - request at www.bkr.nl or CKP (Please note, only official PDF documents are accepted.
Portuguese property details:
- Property Caderneta Predial e Urbana - identification document of property for tax authorities
- Certidão Permanente of the property - overview of home ownership
- Reservation or purchase contract - if available
These documents allow the banks to substantiate your financial situation and collateral. If you apply for the mortgage with a partner, all documents must be provided for both persons.
Getting started with applying for a mortgage in Portugal?
Complete our mortgage indicator for Portugal! With it, we will calculate your chances and possibilities. You will also receive all the information on how to obtain a mortgage. Start right here: