What percentage can you maximum borrowing For a mortgage in Spain?

Maximum loan for a mortgage in Spain

It is possible to finance a maximum of 70% of a purchase in Spain. This means that a minimum of 30% must be financed from equity, which you must be able to prove with a savings account statement, for example. Equity in a holding company is also counted. The surplus value of your Dutch home is not counted as equity. The Spanish bank always calculates the mortgage over the lowest value. This is either the purchase price or the appraised value. Therefore, we always recommend having an appraisal carried out in advance.