How many equity capital Should I deposit on a Spanish mortgage?

Required equity for a mortgage in Spain

The maximum financing is 70%, which means you have to put in a minimum of 30% from your own funds. There are also buyer's costs, such as transfer tax and notary fees. An indication of this is 10-14% of the purchase price, these buyer's fees are never co-financed and you need to pay them from your own funds.

Through our tools you can easily calculate the required equity yourself. For more explanation on the costs involved in a purchase, you can read more about the buyer's costs when buying a house.

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Chat directly with Pedro and ask your questions about your purchase plans in Spain or Portugal. He will gladly show you the way to a successful purchase.