Snelle berekening voor een hypotheek in Spain or Portugal

Wil je weten of een hypotheek in Spanje of Portugal mogelijk is? Met onze gratis snelle check geeft Pedro je live feedback over jouw kansen bij de Spaanse of Portugese banken. Is het antwoord positief? Dan kun je jouw hypotheekkansen en maandlasten volledig berekenen via onze hypotheekindicatie.

Key requirement: Debt to Income Ratio

A mortgage application only makes sense if your DTI score (Debt to Income ratio) provides enough room. Indeed, banks in Spain impose a requirement that a maximum of 35% of net income gebruikt mag worden voor álle vaste lasten, zoals bruto woonlasten, kredieten en partneralimentatie in heel Europa samen. Voor de Portugese banken ligt dat iets hoger, op 45-50% van je inkomen.

Note: de Debt-to-Income ratio is slechts één van de factoren waar rekening mee wordt gehouden, maar wel een heel belangrijke om aan te voldoen.

Snelle berekening voor een hypotheek in Spain or Portugal

Key requirement: Debt to Income Ratio

Start your quick calculation with Pedro

Unfortunately. Your DTI score is too high (above 30%). This means that financing in Spain will not be possible.

Unfortunately. Your DTI score is too high (above 40%). This means that financing in Portugal will not be possible.

Unfortunately. Your monthly allowance is too low (less than €250). This means that financing is not possible.

With a joint income below 2,000 euros a month, banks will not consider a mortgage application.

Suitable! This data shows that it makes sense to get a mortgage indication for Spain request.

Suitable! This data shows that it makes sense to get a mortgage indication for Portugal request.

Vraag of Pedro je helpt met je hypotheek berekenen

Snelle berekening voor een hypotheek in Spain or Portugal

Key requirement: Debt to Income Ratio

Start your quick calculation with Pedro

Unfortunately. Your DTI score is too high (above 30%). This means that financing in Spain will not be possible.

Unfortunately. Your DTI score is too high (above 40%). This means that financing in Portugal will not be possible.

Unfortunately. Your monthly allowance is too low (less than €250). This means that financing is not possible.

With a joint income below 2,000 euros a month, banks will not consider a mortgage application.

Suitable! This data shows that it makes sense to get a mortgage indication for Spain request.

Suitable! This data shows that it makes sense to get a mortgage indication for Portugal request.

How others have experienced Pedro's advice have experienced

Vraag of Pedro je helpt met je hypotheek berekenen