What you need to know about our communications

Disclaimer holapedro

This disclaimer describes the responsibility of holapedro, the team and automated software about statements and recommendations made, both online and via e-mail in written text, and telephone / verbal contact.

Disclaimer explanation

Holapedro is an educational and informative platform that shares knowledge and helps homebuyers to buy property in Spain and Portugal successfully(er). Our service and is described as mortgage information provider and financial information sharing from public sources. The service is limited to:

  • Knowledge sharing to prepare real estate in Spain or Portugal
  • Knowledge sharing on managing, letting and operating real estate in Spain or Portugal
  • Knowledge sharing to prepare a mortgage application in the Netherlands, Belgium, Spain or Portugal
  • Assessment and valuation of profiles leading up to a mortgage application in the Netherlands, Belgium, Spain or Portugal
  • Forward customer file to third-party partners, which may provide financial advice, with specific customer approval
  • Sharing information from experience of doing business with banks.
  • Possibly provide support and mediation between mortgage applicant and mortgage brokers/advisers. This applies to the application process, no mediation is applied to mortgage applications, mortgage terms or contract negotiations.

 
Important: Holapedro, the holapedro team and AI contacts, are not professional (mortgage) advisers or wealth management advisers. Any information shared or given is informational only and cannot be construed as direct personal advice. Holapedro will never refer to any information given as personal advice.
Any financial or mortgage decisions should be made by the client based on their own (financial) research or considerations either in consultation with mortgage lending staff at the Spanish bank or in consultation with a personal mortgage or wealth advisor.

Liability

Holapedro knows neither responsibility nor liability for given information that is interpreted as personal financial advice. When entering into a relationship by requesting information or making an online payment, the client accepts this disclaimer, as well as holapedro's general terms and conditions.

No responsibility can be placed on holapedro due to wrong advice, negligence or delay by third parties and/or partners of holapedro. The client will always deal directly with these third parties. Using holapedro to get in touch with these third parties verscahft no right to liability on advice or incorrect information.

Responsibility over accuracy of writing

Holapedro has a best-efforts obligation to present correct information on all channels to the best of its ability. This can be the website, via email or live contact. If an incorrect statement is identified, the holapedro team will adjust, correct or remove it as soon as possible.

Trade name naming

Holapedro acts as a trade name of the organisation NoMoreTalk.

This disclaimer concerns version 1.0 and was last modified on 01-10-2024

Pedro is at your service

Chat directly with Pedro and ask your questions about your purchase plans in Spain or Portugal. He will gladly show you the way to a successful purchase.